Recent years have seen a wave of new savings platforms that allow savers to keep better track of their money and get higher rates of return.
While they might not be the best rate on the market every time, they allow you manage multiple accounts all in the same place.
Sign-up bonuses can sometimes be offered to boost rates, making them superior to what’s available elsewhere. They also provide protection under the Financial Services Compensation Scheme.
The savings platform, Raisin is one such provider and is currently offering a welcome bonus giving savers the chance to boost their savings by £50 when they open and fund an account on its marketplace with a minimum of £10,000.
Rivals include Hargreaves Lansdown Active Savings and Flagstone. AJ Bell’s Cash Savings Hub is also available.
Below we round up the top rates with boosters and reveal whether they beat the best buys in our independent This is Money savings tables if you open with £10,000.
One other savings platform also offering a special offer – albeit within a limited timeframe and with limited spaces is Aviva Save – which is powered by Raisin.
If you are among the first 1,000 savers to open and deposit £10,000 or more into one fixed term account on the platform by 14 December then Aviva will pay you £75.
Aviva said there are roughly 500 savers who can still bag the £75 welcome bonus, but we would recommend double checking that the offer quota has not been filled before applying.
Below we take a look at the top rates offered by Aviva Save and reveal whether they beat the best buys in our independent This is Money savings tables if you open with £10,000.
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Compare the best DIY investing platforms and stocks & shares Isa
Online investing is easy, affordable, and you can do it from any computer, tablet, or smartphone at a place and time that works for you.
When it comes to choosing a DIY investing platform, stocks & shares Isa or a general investing account, the range of options might seem overwhelming.
There are many providers that offer different services. Some charge more for trading shares or holding them, while others provide access to stocks, investments, funds or investment trusts.
You should consider all costs when choosing the best one.
This comprehensive guide will show you how to compare different investment accounts.
The table above highlights the key players. However, we encourage you to do more research and consult our guide.
>> This is Money’s full guide to the best investing platforms and Isas
| Administrative charge | Notifications of charges | Fund dealing | Dealing in standard shares, trusts, and ETFs | Regular investments | Dividend reinvestment | ||
|---|---|---|---|---|---|---|---|
| AJ Bell YouInvest | 0.25% | Max £3.50 per month for shares, trusts, ETFs. | £1.50 | £9.95 | £1.50 | 1% (Min £1.50, max £9.95) | More details |
| Bestinvest | 0.40% | No cost | £7.50 | n/a | n/a | More details | |
| Charles Stanley Direct | 0.35% | No platform fee on shares if a trade in that month and annual max of £240 | No cost | £11.50 | n/a | n/a | More details |
| Fidelity | Funds: 0.35% | £45 fee up to £7,500. Max £45 per year for shares, trusts, ETFs | No cost | £10 | Free funds £1.50 shares, trusts ETFs | £1.50 | More details |
| Hargreaves Lansdown | 0.45% | Capped at £45 for shares, trusts, ETFs | No cost | £11.95 | £1.50 | 1% (£1 min, £10 max) | More details |
| Interactive Investor | £119.88 as £9.99 per month | £7.99 per month back in trading credit | £7.99 | £7.99 | No cost | £0.99 | More details |
| iWeb | £100 one-off | £5 | £5 | n/a | 2%, max £5 | More details | |
| Freetrade | Free for standard account £3 month for Isa | Freetrade Plus with more investments is £9.99/month inc. Isa fee | There are no funds | No cost | n/a | n/a | More details |
| Vanguard | 0.15% | Only Vanguard funds |
No cost | Vanguard ETFs available free of charge | No cost | n/a | More details |
| Source: ThisisMoney.co.uk, July 2021. Annual admin charges may vary between monthly and quarterly. |
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